This is a grassroots venture. No millionaires are being created here. Please read this Disclaimer carefully before using our Web site. By accessing or using this site, you agree to be bound by the terms and conditions and all applicable laws. Errors can and will occur. In fact, those that look hard enough will find them. We hold and give no assurance or guarantees or become liable regarding the accuracy, correctness and/or quality of the information which we offer for free or for sale on this Web site. Nor are we responsible for acts of the Internet or our service provider. You the user, specifically waive any and all claims you may have arising from it use and our providers.

For this site to exist and prosper, common courtesy regarding the intellectual properties needs to be agreed upon. Please read these rules carefully before using our Web site. By accessing or using this site, you agree to be bound by the terms and conditions and all applicable laws.

1. No sharing or distributing any information from this Web site without prior approval from us.

2. Besides the Registered Users, no one is allowed to use or share their password. The transfer of password is strictly forbidden.

3. Your right to the exams and contents is a "Time Allocated Internet Usage Right". You may not load, store or transport the exams or contents.

4. Management in its sole discretion can revoke the registration of any individual(s) and all of their monetary investments that have been paid will be forfeited.  All sales are final, no refunds